Call your Car Insurance Company to:
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Adjust your driving miles for the year.
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Ask them to re-run driving record to see if any tickets have passed the two year time requirement.
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Ask for a lower monthly payment if your credit score has increased.
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Call on your 25th birthday for a lower rate.
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Pay 6 month’s policy in full.
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Lastly, ask for more discounts!
Further Reading:
https://www.nerdwallet.com/blog/insurance/ways-to-get-cheapest-car-insurance/
Forever Yours,
S.C. Happily